Microfinance Solutions

MICROFINANCE SOLUTIONS

Financial Support for Livelihoods and Everyday Aspirations

Microfinance solutions can help eligible customers access finance for livelihood activities, income generation and other permitted financial requirements.

UNDERSTANDING MICROFINANCE

Finance With a Purpose

Microfinance is designed to extend access to financial services to customers who may have limited access to formal financial institutions.

At Kamadgiri, the focus is on connecting eligible customers with appropriate financial solutions while providing clear information about applicable terms and repayment responsibilities.

01

ACCESS

Connecting eligible customers with financial services.

02

UNDERSTANDING

Helping customers understand the product.

03

RESPONSIBILITY

Encouraging informed borrowing and repayment.

MICROFINANCE SOLUTIONS

Supporting Different Financial Requirements

01

LIVELIHOOD FINANCE

Financial support for eligible livelihood and income-generating activities.

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02

MICRO-ENTERPRISE

Financial solutions for eligible customers engaged in small-scale enterprise activities.

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03

HOUSEHOLD-LINKED REQUIREMENTS

Finance for eligible requirements as permitted under applicable product terms.

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04

OTHER ELIGIBLE PURPOSES

Financial solutions for other purposes permitted under the relevant product and regulatory framework.

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Product names, loan limits, tenure and permitted end-use should be inserted from Kamadgiri's approved product documents.
WHO CAN EXPLORE THESE SOLUTIONS?

Designed Around Customer Needs

INDIVIDUALS

Customers seeking financial support for eligible requirements.

LIVELIHOOD ACTIVITIES

Customers engaged in income-generating activities.

MICRO-ENTREPRENEURS

Small entrepreneurs seeking support for eligible business requirements.

COMMUNITIES

Customers participating in eligible community-based financial activities.

BEFORE YOU APPLY

Understand the Basics

Take a moment to understand the purpose, requirements and responsibilities associated with the financial solution you are considering.

ELIGIBILITY & DOCUMENTS
01

PURPOSE

Know what you need finance for.

02

ELIGIBILITY

Check the applicable eligibility requirements.

03

DOCUMENTS

Keep the required documents available.

04

COST

Understand applicable interest rates and charges.

05

REPAYMENT

Know your repayment schedule and obligations.

OUR CUSTOMER APPROACH

More Than Providing Finance

We believe that financial access should be supported by understanding and responsible customer service.

01

LISTEN

Understand the customer's requirement.

02

EXPLAIN

Communicate relevant information clearly.

03

SUPPORT

Remain accessible throughout the customer journey.

04

RESPECT

Maintain dignity and professionalism in every interaction.

OUR APPROACH
RESPONSIBLE BORROWING

Finance Should Come With Understanding

Before accepting a loan, customers should consider their financial requirement, repayment capacity and the applicable terms and charges.

✓ Understand the purpose of borrowing
✓ Review applicable costs and charges
✓ Understand repayment obligations
✓ Ask questions before proceeding
✓ Borrow only after understanding the commitment
CUSTOMER PROTECTION
NEED MORE INFORMATION?

We Are Here to Help

If you need clarification about a microfinance solution, eligibility, documentation or the application process, our customer support team can guide you to the relevant information.

TAKE THE NEXT STEP

Explore. Understand. Apply.

Find the financial solution relevant to your requirement, review the applicable information and take the next step with clarity.

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