Clear Pricing. Better Understanding.
Understand the key costs associated with your loan before you apply, accept or repay.
Understand the Cost of Your Loan
We believe customers should understand the applicable interest rate, charges, repayment obligations and other relevant costs before taking a loan.
Actual rates and charges applicable to your loan will depend on the approved product, customer profile and the terms communicated to you.
INTEREST RATE
The applicable rate for your approved loan will be communicated clearly before acceptance.
APPLICABLE CHARGES
Processing, insurance or other applicable charges should be understood before the loan is accepted.
REPAYMENT
Your repayment schedule, instalment amount and due dates should be clear from the loan documents.
Know the Rate Applicable to Your Loan
Use the approved product information and loan documents to confirm the rate applicable to your individual loan.
| LOAN PRODUCT | INTEREST RATE | REPAYMENT |
|---|---|---|
| Microfinance Solutions | [Approved Rate] | As per sanctioned schedule |
| Micro Business / Enterprise Loan | [Approved Rate] | As per sanctioned schedule |
Note: Replace the rate placeholders above with the company's approved and currently applicable rates before publishing.
More Than Just the Interest Rate
Before accepting a loan, review the complete cost structure communicated for your loan.
INTEREST
Review the applicable interest rate and method of calculation stated in your loan documents.
PROCESSING CHARGES
Check any applicable processing or administrative charges.
INSURANCE
Where applicable, understand the insurance premium and its purpose.
OTHER CHARGES
Review any other applicable charges, taxes or statutory costs disclosed for the loan.
Your Loan. Your Information.
Before accepting the loan, customers should receive clear information on the amount financed, applicable charges, interest rate, repayment schedule and other material terms.
Understand the Consequences of Late Payment
Any applicable overdue or penal charges should be clearly communicated in the loan documents. Customers should contact the appropriate customer-support channel if they anticipate difficulty meeting a repayment obligation.
CUSTOMER SUPPORTStay Informed About Applicable Charges
Pricing, charges and product terms may be revised in accordance with applicable requirements and the company's approved policies. Always refer to the latest official communication and your loan documents.
Check These 5 Things
Loan amount approved
Applicable interest rate
All applicable charges
Repayment amount and schedule
Terms, conditions and customer obligations
Review the Information Before You Borrow
Keep your loan information safely for future reference. Where a pricing or product factsheet is provided, review it carefully before accepting the loan.
Ask Before You Accept
If you need clarification about a rate, charge, repayment schedule or loan term, contact Kamadgiri through the appropriate customer-support channel.
Understand the Cost. Then Decide.
Choose a loan only after understanding its applicable rate, charges, repayment obligations and key terms.
APPLY NOW